Financial Calculators - FREE Money Management and Budgeting Application | MoneyPatrol

FINANCIAL CALCULATORS


Popular Calculators

  • 15 vs. 30-Year Mortgage
    Use this calculator to compare a 15-year to a 30-year mortgage term, and let us help you decide which term is better for you.
  • 401(k) Calculator
    A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
  • Cool Million Calculator
    Find out when your savings plan may make you a millionaire!
  • Debt-to-Income Ratio
    Use this calculator to determine your debt-to-income ratio, an important measure in determining your ability to get a loan.
  • Home Budget Analysis
    Analyze your budget, see where your money goes and find out where you can improve!
  • Home Rent vs. Buy Calculator
    Are you better off buying your home, or should you continue to rent?
  • Investment Returns
    There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
  • Mortgage Calculator
    Use this calculator to determine your monthly mortgage payment and amortization schedule.
  • Mortgage Payoff Calculator
    Save thousands of dollars in interest by increasing your monthly mortgage payment.
  • Net Worth Calculator
    This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
  • Roth IRA Calculator
    Use this calculator to compare the Roth IRA to an ordinary taxable investment.
  • Should my spouse work?
    This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
  • Student Budget
    This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

Auto Loan Calculators


Investment Calculators

  • 1031 Exchange Calculator
    This 1031 Exchange calculator will estimate the taxable impact of your proposed sale and purchase.
  • Annual Rate of Return Calculator
    Use this calculator to determine the annual return of a known initial amount, a stream of deposits, plus a known final future value.
  • Annual Stock Option Grants
    Use this calculator to project how much a series of annual stock option grants could be worth to you.
  • Asset Allocation - Broad Portfolio Calculator
    Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of a broad portfolio of stocks, bonds and cash.
  • Asset Allocation Calculator
    Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
  • Compare Investment Fees
    Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!
  • Future Contracts Calculator
    Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.
  • Future Value Calculator
    Use this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.
  • Gross Distribution Calculator
    Use this calcualtor to determine the gross distribution required to receive a specific net amount after taxes and fees (or vice versa).
  • Inflation - Historic Impact on Investments
    Inflation reduces your the purchasing power of your money. Use this calculator to see the historic impact of inflation on an investment or savings balance.
  • Inflation and Consumer Prices Calculator
    Inflation makes everything you purchase, whether is is a physical good or service, cost more. Use this calculator to see the historic impact of inflation on an prices.
  • Inflationary Millionaires
    Inflation has greatly reduced the real wealth required to be a millionaire. Use this calculator to see what it takes to be an true old-time millionaire.
  • Internal Rate of Return (IRR) Calculator
    Use this calculator to determine an Internal Rate of Return (IRR). It calculates the IRR on an annual basis of an irregular stream of up to 20 payments and withdrawals.
  • Investment Distributions
    This calculator helps you determine either how long or how much periodic distributions can be taken out of an investment before it runs out.
  • Investment Goal Calculator
    Use this calculator to see if your investment plan is on track to meet your investment goals - and receive suggestions on how to change it if you are falling short.
  • Investment Loan
    This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
  • Investment Property Calculator
    An investment property can be an excellent investment. This calculator is designed to examine the potential return you might receive from an investment property.
  • Investment Questionnaire - Broad Portfolio
    The Investment Questionnaire is designed to help you create a balanced portfolio from a broad range of investment classes.
  • Investment Questionnaire - Cash, Fixed Income and Equities
    This questionnaire is designed to help you create a balanced portfolio of the three basic investment classes: Cash, Fixed Income and Equities.
  • Investment Returns
    There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
  • Investment Savings and Distributions
    Use this calculator to see how long your investment savings can last once you begin taking distributions.
  • Lump Sum Annual Return Calculator
    Use this calculator to determine the annual rate of return of known lump sum starting and ending amount.
  • Lump Sum Future Value Calculator
    Use this calculator to determine the future value of a lump sum.
  • Lump Sum Present Value Calculator
    Use this calculator to determine the present value of a future lump sum.
  • Market Value of Bonds Calculator
    This calculator enables you to compare the reaction of two bonds to changes in the prevailing rate of return in the bond market.
  • Municipal Bond Tax Equivalent Yield
    Income generated from municipal bond coupon payments are not subject to federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.
  • Mutual Fund Expense Calculator
    This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment.
  • Personal Economic Recovery Calculator
    This calculator can help you determine exactly what it might take to return your to your original investment balance.
  • Present Value Calculator
    Use this calculator to determine the present value of a known final future value plus a stream of deposits.
  • Present Value Goal Calculator
    Use this calculator to determine the how much needs to be invested now to achieve a future goal. The total amount required immediately is reduced by the present value of a stream of additional deposits.
  • REIT Tax-Equivalent Distribution
    This calculator shows a REIT's hypothetical yield and how ROC impacts tax equivalent yield.
  • Stock Option Calculator
    Use this calculator to determine the value of your stock options for the next one to twenty five years.
  • Taxable vs. Tax Deferred Investments
    This calculator is designed to help compare a normal taxable investment vs. a tax deferred investment.
  • Taxable vs. Tax Deferred vs. Tax Free Investment
    This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.

Tax Calculators


Credit Cards & Debt Management Calculators


Personal Loan Calculators


Savings Calculators

  • Benefit of Spending Less Calculator
    Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
  • CD Ladder Calculator
    Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
  • Certificate of Deposit Calculator
    Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).
  • College Savings Calculator
    Use this calculator to help develop or fine tune your education savings plan.
  • Compare Savings Rates Calculator
    Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!
  • Compound Savings Calculator
    Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
  • Compounding and Your Return Calculator
    This calculator demonstrates how compounding can affect your savings.
  • Cool Million Calculator
    Find out when your savings plan may make you a millionaire!
  • Credit Union Certificate Calculator
    Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance.
  • Credit Union Certificate Ladder Calculator
    Use this calculator to examine the benefits of investing in a series of Certificates with different maturities, also called a Certificate Ladder.
  • Don't Delay Your Savings!
    Waiting to begin your savings plan can have a huge impact on your results. This calculator helps show you how much postponing your savings plan can really cost.
  • Emergency Savings Calculator
    This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
  • Home Buyer Savings Calculator
    Use this tool to help you calculate what it might take to save for your new house.
  • Lunch Savings Calculator
    Use this calculator to see how a simple change such as bringing a bagged lunch to work can really add up.
  • Savings Distribution Calculator
    Use this calculator to determine savings balance after a series monthly, quarterly or annual withdrawals.
  • Savings Goal Calculator
    What will it take to reach your savings goal? This financial calculator helps you find out.
  • Savings, Taxes, and Inflation Calculator
    Use this calculator to determine how much your savings will be worth with these two important variables in mind.
  • Vice Savings Calculator
    Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up.

Retirement Savings and Planning Calculators


Mortgage Calculators